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The conveyancing process starts when the offer on your house is accepted, and it finishes when you receive your keys. It is the legal transfer of homeownership from the seller to the buyer and can typically…
I often get clients coming to me saying they want to buy their first home but only have a small deposit. If you are in that situation, you are not alone. Thousands of other homeowners find…
If you already have a mortgage on your home and are looking to get a better interest rate on it or want to consolidate your debts into one payment, remortgaging may be a good financial move…
You are probably all aware that Spring is one of the best times of the year to sell a home. Given the few years that we have had, a lot of people are considering moving into…
What is the help to buy scheme? Launched in April 2021, the Help to Buy equity loan scheme is for first-time buyers and it includes regional property price limits to make sure the scheme reaches those…
Becoming a landlord and renting out a property is a big decision, which can sometimes be challenging. People become landlords for many different reasons, some fall into it accidentally, while some will choose it as extra…
People who are usually very logical about money in their life, can often make mistakes when it comes to an inheritance as they are worried about making a mistake with a legacy. But taking excessive caution…
Are you struggling to save money? Sometimes the hardest thing about saving money is just getting started. Being a Mortgage Advisor, I like to think that I am good with money and being in my line…
Have you experienced a down valuation? Recently at KB Mortgage Services, we have experienced a slight rise in the number of house purchases which have incurred a down valuation during the mortgage survey process. This occurs…
Having an offer accepted on a house is an exciting prospect, but it is just the start of the house buying journey – a process that can be incredibly stressful, right up to completion day, particularly…